Fed Funds Rate API

U.S. Federal Reserve target rate with trend analysis — signals monetary policy stance and global liquidity conditions.

Webhook URL

https://api.hunchmachine.com/webhook/indicators?indicator=fed_funds_rate&api_key=YOUR_API_KEY

Description

Tracks the U.S. Federal Reserve's target interest rate — the base cost of borrowing that influences all major financial markets. It's one of the most important global macro levers, shaping liquidity, credit conditions, and risk appetite across asset classes.

What this endpoint provides

This endpoint summarizes recent changes in the federal funds rate and provides pre-interpreted trend context. It helps automations understand whether monetary policy is tightening or easing, allowing AI agents to reason about macro liquidity conditions without raw rate data.

Response fields

latest_value

Current effective federal funds rate (%).

change_3m_pct, change_6m_pct

Percentage change over the last 3 and 6 months.

trend_3m, trend_6m

Directional flags (up / down / flat) showing short- and medium-term policy trends.

summary

Natural-language interpretation of rate movements and their macro implications (e.g., "Rates trending lower → easing policy, supportive macro (risk-on)").

timestamp

UTC time of the latest update.

Output example

[
  {
    "indicator": "fed_funds_rate",
    "latest_value": 3.87,
    "change_3m_pct": -6.07,
    "change_6m_pct": -5.84,
    "trend_3m": "down",
    "trend_6m": "down",
    "summary": "Fed Funds Rate latest 3.87%. 3m: -6.07% (down), 6m: -5.84% (down). Rates trending lower → easing policy, supportive macro (risk-on).",
    "timestamp": "2025-10-31T20:48:49.732Z"
  }
]

Interpretation & Use

A declining Fed Funds Rate typically indicates an easing cycle — lower borrowing costs, rising liquidity, and a supportive environment for risk assets. Conversely, an increasing rate signals monetary tightening and risk aversion. Automations can monitor the trend_3m or use the summary field to infer the overall policy stance ("tightening" vs "easing") and adjust strategies or LLM reasoning accordingly.